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EconomyH.R. 423Not Yet VotedComments

Private Student Loan Bankruptcy Fairness Act of 2025

Official title: To amend title 11 of the United States Code to modify the dischargeability of debts for certain educational payments and loans.

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What Happened in Congress?

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Where the Bill Stands

  1. Introduced, done
  2. Committee, current stage
  3. Floor Vote, not yet
  4. Outcome, not yet

What This Bill Does

This bill modifies the treatment of certain student loans in bankruptcy.

Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.

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Related Documents

Bill on Congress.govWeb Page ↗ (opens in a new tab)

Timeline

  1. Library of CongressIntroduced in House
  2. House floor actionsReferred to the House Committee on the Judiciary.
  3. Introduced
  4. Committee

Comments

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