
Floodplain Enhancement and Recovery Act
Official title: A bill to amend the Homeowner Flood Insurance Affordability Act of 2014 to address ecosystem restoration projects, and for other purposes.
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What Happened in Congress?
September 30, 2026
- SenatePassed with no objection (unanimous consent)
Where the Bill Stands
- Introduced, done
- Committee, done
- Floor Vote, done
- Outcome, current stage
What This Bill Does
This bill eases restrictions for ecosystem restoration projects in designated floodways that meet certain risk criteria.
Under current National Flood Insurance Program requirements, such projects are generally prohibited in a designated floodway if the project would increase the area’s base flood elevation.
The bill establishes conditions under which a community may permit an ecosystem restoration project within a designated floodway that would result in an increase in base flood elevations. Specifically, the project may be permitted if (1) a professional engineer determines that the cumulative effect of the increase will be not more than 1 foot; (2) no insurable structure or critical infrastructure is located in an impacted area; and (3) the community submits an analysis to the Federal Emergency Management Agency on the project’s effects after the project is complete.
An ecosystem restoration project is defined by the bill as a project that manipulates the physical, chemical, or biological characteristics of a site with a goal of recovering, reclaiming, or improving the functions of an aquatic resource or floodplain.
Sponsors
Related Documents
Timeline
- SenateMessage on Senate action sent to the House.
- House floor actionsReceived in the House.
- SenateSenate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
- Library of CongressPassed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
- Floor Vote
- Passed the Senate
- Library of CongressIntroduced in Senate
- SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced
- Committee

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