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EconomyS. 3977Comments

Bankruptcy Threshold Adjustment Act of 2026

Official title: A bill to amend title 11, United States Code, to modify certain bankruptcy eligibility requirements, and for other purposes.

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Where the Bill Stands

  1. Introduced, done
  2. Committee, done
  3. Floor Vote, done
  4. Outcome, current stage

What This Bill Does

This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.

Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.

The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)

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Related Documents

Bill on Congress.govWeb Page ↗ (opens in a new tab)

Timeline

  1. SenateMessage on Senate action sent to the House.
  2. House floor actionsReceived in the House.
  3. Library of CongressPassed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
  4. SenatePassed Senate without amendment by Unanimous Consent. (consideration: CR S4412; text: CR S4412)
  5. Floor Vote
  6. Passed the Senate
  7. SenateRead the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 347.
  8. Library of CongressIntroduced in Senate
  9. SenateIntroduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time.
  10. Introduced

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