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DefenseH.R. 1803Not Yet VotedComments

Fair Access to Co-ops for Veterans Act of 2025

Official title: To amend title 38, United States Code, to provide for the improvement of the Department of Veterans Affairs loan guarantee for purchase of residential cooperative housing units, and for other purposes.

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How Congress Voted

What Happened in Congress?

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Not yet voted on the floor.

Where the Bill Stands

  1. Introduced, done
  2. Committee, current stage
  3. Floor Vote, not yet
  4. Outcome, not yet

What This Bill Does

This bill revives and makes permanent the authority of the Department of Veterans Affairs (VA) home loan guarantee program to guarantee loans for a veteran’s purchase of stock or membership in a cooperative housing corporation (i.e., co-op) for the purpose of entitling the veteran to occupy a single family residential unit.

For purposes of the administration of such loans, the bill

  • establishes a fee rate of the usual fee plus 3.25% of the total amount of the loan,
  • treats such cooperative housing units as residential property for purposes of imposing restrictions and liabilities, and
  • guarantees up to 25% of the amount of the loan for loans exceeding $144,000.

Additionally, the bill requires the VA to advertise the availability of loan guarantees for cooperative housing unit loans, including by issuing guidance and notifying eligible veterans.

Sponsors

Related Documents

Bill on Congress.govWeb Page ↗ (opens in a new tab)

Timeline

  1. House committee actionsSubcommittee Consideration and Mark-up Session Held
  2. House committee actionsSubcommittee Hearings Held
  3. House committee actionsReferred to the Subcommittee on Economic Opportunity.
  4. Library of CongressIntroduced in House
  5. House floor actionsReferred to the House Committee on Veterans' Affairs.
  6. Introduced
  7. Committee

Comments

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